economy
A Circut City Tribute
Always be wary what information you give on the telephoneKnow who you are dealing with on the phone. Close out unused Credit CardsIf you have credit cards that you aren't using, and that you haven't established a credit history with, you should cancel these.2. You will know this when the websites URL begins with HTTPS:// as opposed to HTTP://.3. Monitor your Credit ReportCredit monitoring services allow you to monitor your credit scores and your credit reports from all the major credit bureaus. Notifications of changes to your credit report can be obtained my phone or email. Some are even free. I hadn't even noticed since I didn't really use the account. I shred everything including the envelope they come in.About 5 years ago I found I had a negative bank balance of $900.8. Did yo call them or did they call you?Have you done business with them before? Did they call you claiming to be a business you recognize? Are you sure? Always be careful before giving information over the phone.1. Especially any kind of statements, bills, receipts and especially credit card offers.7.Here is a great source for Identity Theft information.Could I have avoided this from happening? Maybe, maybe not. Always use a secure internet connectionMake sure you are using SSL before using the Internet to give important imformation. Luckily for me the bank ruled in my favor, but I still needed to fax several documents to about 20 different stores to get them
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