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Be careful not to cancel cards that have a credit history because it could have adverse affects on your credit. Shred Everything and AnythingIf it has an account number, address or identifying information, shred it. Did yo call them or did they call you?Have you done business with them before? Did they call you claiming to be a business you recognize? Are you sure? Always be careful before giving information over the phone.9. Notifications of changes to your credit report can be obtained my phone or email.2. Some are even free. I hadn't even noticed since I didn't really use the account. Luckily for me the bank ruled in my favor, but I still needed to fax several documents to about 20 different stores to get them to stop harassing me..Here is a great source for Identity Theft information. Be very careful who you give out your number to, and ask if it's really necessary if they have it.Could I have avoided this from happening? Maybe, maybe not. Especially any kind of statements, bills, receipts and especially credit card offers.5.About 5 years ago I found I had a negative bank balance of $900. Many people keep unused credit cards at home for an emergency, but when stolen they are the least likely to be noticed. I shred everything including the envelope they come in. Just be careful when giving out your SSN number to anyone. Monitor your Credit ReportCredit monitoring services allow you to monitor your credit scores and your credit reports from all the major credit bureaus. Close out unused Credit CardsIf you have credit cards that you aren't using, and that you haven't established a credit history with, you should cancel these.8.1. There are 9 steps listed below
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